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How is the best way to get rid of Mortgage Insurance?
This question gets asked a lot. Most of the time it comes before the buyer purchases their home. The bottom line is that Mortgage Insurance doesn't cover you the homeowner. It covers the lender if you default.
It makes sense that the more equity you have in a property, the less likely you are to default. Thus, if you have 20% or more to put down, you do not need to worry about mortgage insurance.
But if you are like 80% of the people who own their first home, chances ar pretty great that you have a mortgage that you currently pay from $50 to over $200 a month in mortgage insurance. If that is the case, you might want to do some homework to see if you can get rid of that insurance.
Based on this formula, you may be able to contact your mortgage company about removing this insurance based on your payment history.
Contact your lender or call Bev at 970-631-7111 for more information.
Bev West
3835 W. 10th St. #200C
Greeley, CO 80634
Phone: 970-631-7111
Email: bev@bevwestingreeley.com
Integrity, Honest, Fast, Responsive, Detailed, Northern CO Market Savvy, and so much more! Bev West hit it out of the park for my wife and I. From start to finish not a single detail missed. It was a tall order when we approached Bev to help us purchase a home in Fort Collins summer of 2015. With FOCO being one of the most desirable places to live in the US it made for a mammoth of a task to buy a home. Bev was faced with an extraordinary tough buying market but was also faced with representing my wife and I as we lived in New Mexico. Bev immediately made it a point to know what we were looking for in a home and got to know our expectations. This was so important because we did not have the advantage to personally look at each listing we liked. Our trust and faith were 110% in Bev throughout the process. So much that due to our busy life out of state did not permit us to see the home until we closed on the home!!! It takes a skilled and savvy realtor to navigate these types of markets and be able to close a successful deal. Bev did it! We could not be happier with our purchase. Thank you Bev!-Chris V.
970-631-7111
Email Me
Bev West
© 2018 IRES Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules. @copy; Copyright IRES. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from IRES and the Broker Reciprocity Program.sm. Real estate listings held by brokerage firms other than MB/West Realty are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2018-08-15 21:16:29.
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